Simple, Transparent Pricing
Flat-fee financial planning with no hidden costs, no commissions, and no conflicts of interest. Two simple options: a one-time plan, or ongoing planning year after year.
CFP® · RICP® · EA · Serving educators, public servants, and professionals nationwide
Free Introduction
We'll talk through your goals and see if we're a good fit.
Pick a Plan
Start with a one-time plan, ongoing planning, or both.
Get Your Plan
Receive clear, actionable recommendations you can implement.
Plans & Pricing
Wondering what you actually receive? See three sample financial plans →
A full financial roadmap delivered in 8 weeks. Get comprehensive advice across retirement, investments, taxes, insurance, and estate planning—then implement on your own.
A long-term planning relationship. Your plan lives online, gets updated as life changes, and quarterly meetings keep you on track year after year.
Compare Plans at a Glance
One-Time Plan | Ongoing Plan | |
|---|---|---|
Comprehensive written plan report | ✓ | — |
Online financial plan access | — | ✓ |
Investment, retirement, and tax advice | ✓ | ✓ |
Annual tax planning review | — | ✓ |
Email support between meetings | — | ✓ |
Meetings | 3 over 8 weeks | 4 per year (quarterly) |
Setup fee | None | None |
Cost | $3,000 one-time | $150/month |
Get advice on retirement, Social Security, taxes, or investments in a single session. Sessions are booked and paid through Nectarine, my partner platform.
Common Questions
What does "fee-only" mean?
I'm paid directly by you—never by commissions, product sales, or a percentage of your assets. My only incentive is to give you the best advice for your situation.
Are you a fiduciary 100% of the time?
Yes. As a CFP® professional and Registered Investment Advisor, I'm legally and ethically required to act in your best interest at all times—on every recommendation, with no exceptions.
Do you manage my money?
No. This is advice-only planning. You keep full control of your accounts at your own custodian (Fidelity, Schwab, Vanguard, your 401(k), etc.). I give you the recommendations; you implement them, and Ongoing Plan clients get guidance along the way.
How is this different from a 1% AUM advisor?
A traditional advisor managing $750,000 at 1% charges $7,500/year—every year, regardless of work performed. My flat fee stays the same whether you have $200K or $2M. Clients with larger portfolios often save thousands annually.
Does the Ongoing Plan include a written report?
No. The Ongoing Plan includes online access to your financial plan, regular updates, and quarterly meetings. The written comprehensive financial plan report comes with the One-Time Plan.
Can I start with the One-Time Plan and continue afterward?
Yes. Many clients start with the One-Time Plan, then move to the Ongoing Plan at $150/month to keep the plan current. There's no setup fee either way.
Do you work with clients outside Texas?
Yes. All planning is done virtually, and I work with clients across the country. As a Registered Investment Advisor, I'm able to serve clients in most U.S. states.
Can I cancel?
Yes. You can cancel the Ongoing Plan at any time. No long-term contracts, no cancellation fees, no penalties.
How do I get started?
Schedule a free 30-minute introductory call. We'll talk about your situation, answer your questions, and I'll recommend the plan that fits best. No pressure, no obligation.
