Comprehensive Financial Planning
What Is Comprehensive Financial Planning?
Comprehensive financial planning takes a complete look at every area of your financial life — not just investments or retirement, but the full picture. At Chris Reddick Financial Planning (CRFP), we build personalized, 30+ page financial plans that give you a detailed account of where you stand today and a clear roadmap for where you want to go.
As a fee-only, advice-only firm in San Antonio, we don't sell products or earn commissions. We work for you, and only you. Chris Reddick, CFP®, RICP®, EA, brings nearly 25 years of experience in higher education alongside professional financial planning expertise — a combination that gives him a deep understanding of the financial challenges educators and public service professionals face.
Who Is This Service For?
Our comprehensive financial planning service is designed especially for educators, teachers, professors, higher education administrators, and public service professionals in government and nonprofit organizations. Whether you're in the San Antonio area or working with us virtually from anywhere in the U.S., we tailor every plan to your unique situation — including the pension systems, 403(b)/457(b) plans, TRS benefits, and employee benefits specific to your career.
What's Included in Your Financial Plan?
We cover all areas of personal finance and customize the plan to your greatest needs. Using cutting-edge financial planning technology, we can dynamically adjust your plan for different scenarios — such as early retirement, a career change, or a significant life event. Areas covered include:
- Retirement Readiness
- Social Security Optimization
- Pension Plan Lump Sum or Annuity Analysis
- Tax Planning and Roth Conversion Strategies
- Investment and Portfolio Review
- Insurance Review
- Estate Planning Review
- College Funding (529 Plans, ESAs, and More)
- Employee Equity (ISO, RSU, NSO, and ESPP)
- Employee Equity Taxes and AMT
- Student Loan Payoff Strategies (PSLF and Beyond)
- And much more...
How Does the Process Work?
We start with a free initial consultation to understand your goals and determine if we're a good fit. From there, we gather your financial data, build your comprehensive plan, and walk you through every recommendation in detail. After each meeting, we set specific goals to accomplish before we meet again — making CRFP your accountability partner as you work toward financial confidence.
Our ultimate goal is to move you from feeling restricted and overwhelmed about your finances to feeling focused and empowered — and eventually, to make you so confident in managing your money that you can do it on your own.
Ready to Get Started?
Schedule a free consultation to see how a comprehensive financial plan can help you take control of your financial future. Or book a one-hour session if you have a specific question.
