One of the most important decisions to make before retiring is whether you want to take your corporate pension as a lump sum or monthly annuity payments spread
Having a pension is becoming increasingly rare, especially in the private sector. Many private pensions have been frozen, and employees can no longer contribute
Will I Get Social Security?
It depends. There are two critical laws that Texas teachers should know about that can impact whether you will receive Social
Social Security Benefits Loophole?
Texas teachers play a vital role in shaping the future, and many dedicate their careers to the education system. However
Introduction
In the realm of public sector employment, retirement planning often takes center stage. As public servants dedicate their careers to serving their
Introduction
The Government Pension Offset (GPO) can significantly reduce or eliminate Social Security benefits for individuals who receive a government
I often get asked whether you should take a lump or partial lump sum on your defined benefit pension plan. As we know, the private sector has essentially
The Problem
Most of the public school districts in Texas have TRS as their pension but do not pay into Social Security. So these teachers will get no benefit
FERS Background Information
The Federal Employees Retirement System (FERS) is a vital component of financial planning for federal civilian employees
For teachers currently enrolled in TRS, you may be asking yourself, what is the Rule of 80? TRS is the defined benefit retirement pension plan for public
Many pension plans offer an array of options to take your pension when you retire. One option is the lump sum. This is an important decision to make as once it
High-3 and New BRS
Did you know that the Department of Defense estimated that 83 percent of military personnel exit their service before 20 years? In fact
