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Blog

Chris Reddick | Apr 23, 2022

Maximizing Your Retirement Benefits as a College Professor

Retirement

Working as a college professor and financial planner myself, I have first-hand experience in how to navigate and maximize retirement benefits in this setting

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Chris Reddick | Apr 17, 2022

Traditional IRA Versus Roth IRA? What is Right for Public Service Workers

Retirement

The most common way for public service workers to save for retirement is their pension and/or 401(k) type plan, such as a Thrift Savings Plan (TSP) for federal

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Chris Reddick | Apr 12, 2022

How To Save Beyond Your Texas Pension?

Retirement

In Texas, various pensions are offered, from ERS, which covers state government employees, to TRS, which covers educators. These pension systems are generally

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Chris Reddick | Apr 6, 2022

Texas Prepaid Tuition Vs. College Savings Plans

college savings
The State of Texas offers two 529 plans: the prepaid tuition plan, and the college savings plan. We discuss the benefits and drawbacks of both plans and provide
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Chris Reddick | Apr 1, 2022

How do you know if you have a bad 403(b) plan?

Retirement

Unfortunately, many educators have bad choices regarding 403(b) defined contribution plans. These are plans to set aside money in each paycheck that goes into

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Chris Reddick | Mar 29, 2022

Are you separating from Civil Service, the Case For Keeping the TSP?

Retirement

When separating from civil service or retiring, I often get asked what to do with the money in my old Thrift Savings Plan or TSP?

There is no one easy answer

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Chris Reddick | Mar 26, 2022

What to do with your Old TRS Pension

Retirement

If you decide to leave a position paying into TRS, know your choices with your accumulated money in this pension.

You are eligible to withdraw the accumulated

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Chris Reddick | Mar 23, 2022

TRS, Young Teachers, and Saving for Retirement

Retirement

A recent 2020 survey of members of TRS showed that younger active TRS members are less confident that they will have enough money saved for their retirement.1 T

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Chris Reddick | Mar 17, 2022

Maximizing Your Federal Retirement Benefits

Retirement

The federal government has a more generous retirement program than most other levels of government and the private sector. You essentially have three components

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Chris Reddick | Mar 12, 2022

High Inflation, Try I Bonds for Your Emergency Fund

Investments
Savings

Investors are always looking for safe investments, especially in times of market volatility. We are indeed in unusually times with inflation levels not seen in

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Chris Reddick | Mar 4, 2022

The Only Four Funds You Will Ever Need

Investments

Typically, investing is not made simple by the industry. Pundits talk about how they have the next great investment—the cure-all for your investment woes. There

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Chris Reddick | Mar 1, 2022

Connecting Goals to Exercising ISOs

Investments

If you work in a tech startup, one of the perks of this job is employee equity. The standard type of equity offered to early startups before they IPO is

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