A question that many financial planners get is: do I have enough to retire? In the past, this was an easy calculation, and you would get a defined benefit
Introduction
You may accumulate retirement benefits from different employers, including government pensions, as you navigate your career. This is common if you
Introduction: Teaching is a noble profession, but it often comes with the weight of student loan debt for educators. Thankfully, specialized loan forgiveness
The U.S. Department of Education has approved $42 billion in Public Service Loan Forgiveness (PSLF) loans for more than 615,000 borrowers since October 2021.1 T
Introduction
The Government Pension Offset (GPO) can significantly reduce or eliminate Social Security benefits for individuals who receive a government
Retiring early is a dream many share, and for military personnel, it is possible to achieve it with careful planning and strategic decisions. In this blog post
Key Takeaways:
1) Maximize 401(k), 403(b), 457 retirement contributions.
2) Pay off all debt (except the mortgage) before aggressively saving for retirement.
Key Takeaways:
1) Save at least 20% of your gross income for retirement.
2) Create a budget using the 50/30/20 Rule.
3) Maximize your employee benefits.
4)
Key Takeaways:
1) Smaller accounts perhaps use a target date of funds 50k.
2) Accounts > 50k perhaps use low-cost index funds in a diversified portfolio.
3
The number of teachers that leave the profession has grown alarmingly in Texas. In addition, the average teacher's salary in Texas is well below other larger
